Summary: Credit Risk Officer at Equity Bank Tanzania

Job Details

  • Deadline: Friday, 02nd October 2026
  • Company: Equity Bank Tanzania
  • Location: Dar es Salaam, Tanzania

Job Description

Credit Risk Officer at Equity Bank Tanzania

Position: Credit Risk Officer

Company

Equity Bank Tanzania

Department

Risk Department

Reports To

Manager Credit Risk

Location

Dar es Salaam, Tanzania

Application Deadline

Friday, 02nd October 2026

Basic Purpose

To support effective credit risk management across Equity Bank Tanzania through active portfolio monitoring, risk analysis, regulatory compliance checking, comprehensive reporting, and early identification of deteriorating credit exposures.

Key Responsibilities

Portfolio Monitoring & Analysis

Undertake periodic reviews of the credit portfolio to identify emerging risks, early warning signals, delinquency trends, concentrations, and migration patterns.

Risk Analytics & Stress Testing

Conduct stress testing, vintage analysis, and other portfolio analytics to assess potential vulnerabilities.

Classification & Provisioning

Support the appropriate classification of credit facilities and ensure the adequacy of provisions in alignment with IFRS 9 concepts.

Compliance & Control Assessment

Review adherence to internal credit policies, BOT prudential regulations, approved credit standards, underwriting controls, and collateral management practices.

Reporting & Escalation

Prepare clear credit risk reports, dashboards, and analytics for management, risk committees, and regulatory bodies; escalate significant credit risk concerns with recommended remedial actions.

Audits & Projects

Support internal/external audits, regulatory reviews, and special risk management projects.

Qualifications & Requirements

Education & Professional Certifications

Degree

Bachelor’s degree in Finance, Banking, Economics, Accounting, Statistics, Risk Management, or a related field.

Certifications

Professional certification in Risk Management, Banking, Accounting, or Audit is an added advantage.

Work Experience

At least

1 year

of relevant experience in banking, risk management, audit, finance, or credit-related functions.

Knowledge & Skills

Technical Knowledge

Solid understanding of credit risk principles, banking operations, BOT prudential regulations, risk governance, and IFRS 9 concepts.

Data & Analytics

High proficiency in Microsoft Excel and data analysis tools with the ability to analyze large datasets and construct reports/dashboards.

Core Competencies

Strong analytical, problem-solving, and report-writing skills; high attention to detail, integrity, confidentiality, and time management.

How to Apply

If you meet the criteria listed above, submit your application by following these instructions:

Required Documents

Prepare a cover letter, detailed resume (CV), and copies of relevant academic/professional certificates and testimonials.

File Format

Combine all application documents into a

single PDF file

.

Email Subject

Quote the job title (

Credit Risk Officer

) or Reference Number in the subject line.

Email Address

Send your application to

[email protected]

Deadline

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How to Apply

Application link: Apply for this job